Credit recovery is a personalized process designed to review your credit reports, identify eligible inaccurate or unverifiable items, and provide guidance to help you build a stronger overall credit profile.

The Standard Credit Recovery package includes a comprehensive credit report review, three rounds of eligible credit disputes, progress monitoring, personalized recommendations, and credit education throughout the program.

The Standard Credit Recovery program is structured as an approximately 90-day program. Individual timelines may vary based on your credit profile, document submission, creditor responses, and other factors outside of our control.

The Speedy Credit Recovery package includes priority credit report review, expedited processing of eligible dispute items, progress updates, personalized credit guidance, and priority client support.

The 24–48 hour timeframe refers to the expedited processing of your file after all required information and documents have been received. It does not guarantee that credit bureaus or creditors will complete their investigations within that timeframe.

No specific credit score increase or deletion can be guaranteed. Results vary for every client based on their individual credit history, account information, creditor responses, and financial habits.

You may be asked to provide identification, proof of address, access to your current credit reports, and any additional documents needed to review specific accounts. Complete instructions will be provided during onboarding.

Yes. You will receive updates as your file progresses, along with information about completed steps, responses received, and any additional action that may be needed from you.

Yes. Credit recovery services do not replace your responsibility to make required payments or communicate with your creditors. Staying current on active accounts and practicing healthy credit habits are important parts of building a stronger credit profile.

The Standard package is best for clients who prefer a structured 90-day process, while the Speedy package is designed for clients who want priority file processing. Your personal timeline, goals, and support needs can help determine the best option.